body, p, td, input, textarea, select, ul, ol, td	{
	font-family: Arial, Helvetica, sans-serif; font-size: x-small;
}
a:hover { font-family: Verdana, Arial, Helvetica, sans-serif; color: #FF0000; text-decoration: underline}
a:link { font-family: Verdana, Arial, Helvetica, sans-serif; color: blue: #0000FF; text-decoration: none}
a:visited { font-family: Verdana, Arial, Helvetica, sans-serif; color: blue; text-decoration: none}
.firstpara {  font-weight: bold; text-align: justify}
.indentpara { text-align: left; text-indent: 5%}
h1 {  font-family: Arial, Helvetica, sans-serif; font-weight: bold; text-transform: capitalize; text-align: center; font-size: x-large; color: #000099}
h2 { font-family: Arial, Helvetica, sans-serif; font-weight: bold; text-transform: none; font-size: large; color: #000099}
.circlist {  list-style-type: circle}
.squlist { list-style-type: square}
.romanlist {  list-style-type: lower-roman}
.ualpha {  list-style-type: upper-alpha}
.lalpha { list-style-type: lower-alpha}
.lroman {  list-style-type: lower-roman}
.uroman {  list-style-type: upper-roman}
h3 { font-family: Arial, Helvetica, sans-serif; font-weight: bold; font-size: large; padding-bottom: 0px}
h4 { font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; color: #0033CC}
.stdform { font-family: Arial, Helvetica, sans-serif ; color: #000000 ; font-size: x-small}
.nobullets { list-style-type: none}
textarea { border: 1px solid black}
input { border: 1px solid black}

.emblack {  font-family: Arial, Helvetica, sans-serif; font-size: small; color: black}
.emnavy {  font-family: Arial, Helvetica, sans-serif; font-size: small; color: navy}
.subhead {  font-size: medium; color: #000099}
body { background-image: url(images/sandy01.jpg) }
